Insurance

International Student Travel Insurance

This international student travel insurance policy is designed to cater for the insurance needs of persons studying in the UK on a trip arranged by Suzanne Sparrow Plymouth Language School. The product provides cover including emergency medical assistance and medical costs, protection in the event of cancellation or curtailment, cover for loss, theft of or damage to baggage and personal money.

Key features and benefits:

A 24 hour helpline for medical emergencies
Emergency medical expenses in the event of illness or injury
Protection against cancellation or curtailment charges
Cover for loss or damage to baggage and personal money
A wide range of sports and activities covered
Cover for irrecoverable pre-paid college, university or language school fees
Leisure trips within Europe and any trip outside the UK if part of your course

Key eligibility criteria and exclusions:

Not available to anyone aged 66 or over
No cover under cancellation or curtailment charges, emergency medical expenses or personal accident relating to any reason set out under ‘Important conditions relating to health’ – see group policy wording
No cover where the FCO or World Health Organisation has advised against travel
No cover where travel is not departing from and returning to your home country
Each claim will be subject to a £50 excess wherever an excess applies

The table below displays a summary of the maximum amounts which are payable under each section. Please note the group policy is subject to terms, conditions, limits and exclusions – please refer to the group policy wording and the statement of insurance for full details of the cover available.

Insurance Summary
Benefits	Maximum	Excess
Cancellation or curtailment charges	£3,000	£50
Emergency medical & other expenses	£2,000,000	£50
Emergency dental treatment	£500	£50
Personal accident (subject to age)	£30,000	£0
Baggage	£1,000	£50
Single article, pair or set limit	£200
Valuables limit in total	£300
Personal money, passport & documents		£50
Currency, notes and coins	£100
Other personal money and documents	£100
Passport or visa	£500
Personal liability	£1,000,000	£100
Missed departure	£250	£50
Overseas legal expenses & assistance	£10,000	£0
Course fees	£8,000	£50

Endsleigh Insurance Services Limited is authorised and regulated by the Financial Conduct Authority. This can be checked on the Financial Services Register by visiting its website at https://register.fca.org.uk/.Endsleigh Insurance Services Limited. Company No. 856706 registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE.